LET'S TALK (FIN)TECH
Welcome to Fintalk, a weekly blog and email newsletter that shares experiences, lessons learned, and perspectives from the very frontier of consumer finance and it’s regulation.
What makes us different: no academics, wonks, or journalists. This blog is written by industry veterans for other industry veterans drawing upon personal experiences with practical insights to help you in your own work.
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The Road to 2030: An Action Agenda for Inclusive Financial Systems
Financial Inclusion Week is an annual gathering of the global community working to advance inclusive finance, convened by the Center for...
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Solving for financial inclusion's last mile. Interview with IDEO.org's John Won.
While financial inclusion and poverty reduction has achieved progress, it has been uneven. John Won of IDEO joins to discuss the last mile.
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Over the Tipping Point on Bank Modernization
2020 represents a tipping point where banks have both the tools and need for rapid modernization, shares Bob Birmingham of Maquette Advisors
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Consumer reports in the age of COVID-19. Interview with Aire's Tom Oscherwitz.
The covid-19 pandemic has imposed a fog of uncertainty on the predictiveness and accuracy of credit reports and data. Tom Oscherwitz joins.
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Americans don't shop for financial products. Is covid changing this?
Covid-19 pandemic marks a permanent shift in financial behavior towards shopping, savings and security, predicts NerdWallet's Thang Troung.
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2020: Digital Finance Officially Goes Mainstream
Years of digitization have happened in months as digital sweeps finance and fintech amid record breaking usage and a wave of new products.
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The Ro(bot) Says ‘Hello’: conversational AI and chatbots in financial services
Conversational AI like chatbots, voice assistants, and bots are gaining in financial services and fintech as call centers become overwhelmed
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10 Facts about America's (Real) Financial Anxiety
Financial anxiety is the undercurrent of our time and sets the context for the protests nationwide in the aftermath of George Floyd's murder
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What's next for small business lending. An interview with fintech veteran Andy Beck.
The covid pandemic has dealt small business lending a severe blow, though the impact varies. SMB finance will look markedly different.
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The Bumpy Road Ahead for Consumer Credit
US credit behavior is already changing on account of covid-19. Credit availability will be determined by these 6 demand supply trends.
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Financial inclusion enters a new chapter. An interview with Ivo Jenik on CGAP's response.
The pandemic threatens advances in financial inclusion and poverty. In an interview with Ivo Jenik we discuss digital finance & CGAP's role.
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One Clear PPP Winner: Banking Technology
The race to build digital applications for PPP reveals a financial future where banking technology enables new scale, speed and safety.
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Credit Underwriting is Shifting Before Our Eyes
Through the fog of this recession the future of underwriting is becoming more visible. 4 Bold Predictions on where lenders go from here.
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Lost in the shuffle: auto loans & the personal toll of repossessions
A wave of consumer defaults comes for auto. Just as industry and government wards off home evictions, so too should we ward off repossession
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A Roadmap to Student Loan Reform
Here are 5 bold ideas from the Democratic primary to fix the federal student loan program for its 45M Americans and broader US economy.
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60-day suspension of student loan interest and payments - here’s what we know
With widespread confusion, here's what you should do to take advantage of Trump's 60-day reprieve from student loan interest and payments.
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As the tide goes out - which fintechs will be left?
Fintechs adjust to changes in credit risk, B2B sales cycles, and payment volumes.
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Barking up the Fintech Tree - how regulators are growing fintech ecosystems
While regulators should cheer recent advances in financial inclusion, regulators must rise to the challenge of the risks posed by fintech.
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Bank dreams? 3 ways to become a bank
Fintech has been abuzz with recent moves by Varo Money, Lending Club, and Square. They're each redefining how to become a bank.
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The financial hierarchy of needs. Revisited.
People think in goals and emotions, not financial products. A revised financial hierarchy of needs shows how.